Project assurance

Insurance is part of responsible project delivery

Larger residential roofing and refurbishment projects involve more than the visible workmanship. Access, scaffolding, working at height, occupied rooms, gardens, neighbours, retained finishes, weather exposure and professional-team requirements all need to be considered before work begins.

ER Group London’s insurance arrangements support the type of private-home projects we undertake across Prime London, Surrey and selected surrounding areas. Current certificate details can be provided on request where a homeowner, architect, surveyor, estate manager or managing agent needs them for pre-construction review.

Insurance does not replace good project planning. The scope, access strategy, protection measures, sequencing, risk assessment, method statements and any professional or statutory requirements must still be considered for the individual property.

Request Current Certificate Details

Insurance cover

Current insurance limits

The current insurance limits stated below should be read alongside the relevant policy terms, exclusions, expiry dates and agreed project scope.

Employers’ Liability

£10 million

Cover for relevant employee injury or illness claims arising from work, subject to the current policy terms and conditions.

Public Liability

£5 million

Cover for relevant third-party property damage or injury claims connected with the work, subject to the current policy terms and conditions.

Company

ER Group London Ltd

Registered in England and Wales. Company number 15408737.

Project use

Residential roofing and refurbishment

Suitable private-home roofing, roof refurbishment, heritage roofing, leadwork and property-refurbishment projects.

Project delivery

Cover that supports responsible residential roofing work

Before work begins, ER Group London reviews the site, proposed scope, access arrangements, relevant hazards, property constraints and delivery sequence. That information helps shape how the work is planned and what documentation may be required.

On larger or more complex homes, this can include scaffold planning, access routes, temporary protection, roof opening sequence, weather exposure, waste movement, neighbouring property, occupied rooms and protection of finished interiors.

Where a client, architect, surveyor, estate manager or managing agent requests insurance information, current certificate details can be provided as part of the project review process.

Documentation

Clear information for homeowners and professional teams

Professional project teams may need company, insurance and safety information before works are approved or scheduled. ER Group London can provide relevant company and insurance information for appropriate residential roofing and refurbishment enquiries.

Project-specific documentation is prepared in proportion to the work being undertaken. The detail required for a small repair will not be the same as a roof replacement, heritage roofing project, roof terrace, scaffolded refurbishment or multi-trade residential programme.

  • Current insurance certificate details where required
  • Company registration information
  • Scope and quotation information
  • Risk assessment where appropriate
  • Method statement where appropriate
  • Access and scaffold considerations
  • Protection and sequencing notes
  • Handover or completion information where relevant

Compliance approach

The right documentation depends on the project

Compliance is not a single document. It is the process of aligning the work, risks, access and responsibilities before the project starts.

Scope Review

The work is reviewed against the property, access, roof condition, materials, risks and intended outcome.

Risk Assessment

Relevant site risks are considered before work begins, including working at height, access, weather, materials and the occupied-home environment.

Method Statements

Where appropriate, the method of work is set out so the client and project team understand how key parts of the work will be approached.

Access Planning

Scaffolding, ladders, roof access, material movement, waste routes and neighbouring property need to be considered before work starts.

Property Protection

Occupied rooms, gardens, finishes, retained fabric and vulnerable areas are considered as part of the delivery plan.

Clear Responsibility

Contractor responsibilities, professional-team responsibilities and statutory or approval matters should remain clearly separated.

Professional review

Prepared for architect, surveyor and estate-manager checks

Many of ER Group London’s projects involve private homeowners working alongside architects, building surveyors, estate managers, managing agents or other residential property professionals.

Where the project requires it, insurance information and supporting documentation can be issued for review before works proceed. This helps professional teams check that the contractor information aligns with the property, the proposed works and the wider project requirements.

For listed, period or conservation-area homes, insurance and safety information may sit alongside drawings, specification notes, consent conditions, access planning and material decisions.

Discuss a Professional-Team Project

Important boundaries

Insurance does not replace project-specific decisions

Insurance is important, but it should not be treated as a substitute for inspection, specification, approval or safe planning.

Policy Terms Apply

All insurance information is subject to the current policy terms, exclusions, limits and expiry dates.

Scope Matters

The proposed work must be suitable for ER Group London and agreed before project commitments are made.

Approvals Are Separate

Planning permission, listed-building consent, conservation approval, Building Regulations and professional design duties remain separate from contractor insurance.

Specialist Input May Be Needed

Structural, electrical, gas, planning, conservation or drainage matters should be handled through the appropriate professional or specialist route.

Certificates Can Change

Insurance certificate details should be checked when needed, because policies have renewal dates and project-specific terms may apply.

No Assumption of Cover

A project should not be assumed to fall within scope until the work, property context and relevant documents have been reviewed.

Insurance and compliance FAQs

Questions About Insurance and Project Documentation

  • ER Group London holds Employers’ Liability insurance of £10 million and Public Liability insurance of £5 million, subject to the current policy terms, exclusions, limits and expiry dates.
  • Yes. Where a homeowner, architect, surveyor, estate manager or managing agent needs current certificate details for a suitable project, they can be provided on request.
  • No. Insurance is one part of project assurance. Risk assessments, method statements, access planning and protection measures depend on the work being undertaken.
  • No. The project must be reviewed against the property, proposed scope, risks, contract terms and current insurance arrangements before suitability is confirmed.
  • Planning, listed-building consent, Building Regulations and professional design duties are separate matters. They should be addressed through the relevant authority, professional adviser or project team where required.
  • Professional teams often check contractor information before work starts, especially on larger homes, listed buildings, managed properties or projects involving scaffolding, access restrictions and retained finishes.
  • Send the property address, proposed scope, project stage, professional-team details if relevant and the reason the certificate details are required.

Next Steps

Request current insurance information

Where a client, architect, surveyor or managing agent needs current certificate details, send the property address, proposed scope and project context so the request can be reviewed.

Request Insurance Information